Welcome to Cardinal Bank!

Welcome to Cardinal Bank!

Cardinal Bank is among the biggest monetary institutions headquartered in Northern Virginia plus the Commonwealth of Virginia. Cardinal Financial Corporation is composed of Cardinal Bank, George Mason Mortgage, and Cardinal Wealth Services. Cardinal comes with an ownership fascination with Bankers insurance company. With banking workplaces conveniently based in Virginia, Maryland additionally the District of Columbia, we offer leading-edge technology and attention that is traditional detail and individual solution this is certainly second to none.

The Cardinal Benefits

Cardinal Bank is focused on assisting people and organizations achieve their objectives by understanding their needs that are financial. Our bankers tune in to your stories. We learn about your aspirations and challenges. Then we head to work matching the banking solutions to your needs that can help you become successful. Your tale becomes our story, too, even as we understand your specific situation and attempt to deliver a unique, constant, and superior customer experience that combines value, convenience and personal attention.

We’re proud to provide many different services and products – from your home mortgages to business that is small, individual and company deposit reports, wide range administration solutions and business money management solutions – providing the right mix of individuals, services and products to acquire the absolute most of the banking relationship. We desire to have the honor of serving both you and assisting you pursue the chapter that is next of tale.

Subscriptions and Associations

Cardinal Bank is proud to be component of those subscriptions and associations:

  • Virginia Bankers Association (VBA);
  • Virginia Association of Community Bankers (VACB);
  • United States Bankers Association (ABA);
  • Independent Community Bankers Association (ICBA);
  • Federal Deposit Insurance Corporation (FDIC).

Services Provided

Cardinal Bank provides a number of checking, savings, cash market and certification of deposit records to meet up the requirements of companies from those who find themselves simply getting started to those people who are mature.

1. Checking

Our checking services and products consist of:

  • Company Chairman’s Club Checking;
  • Commercial Checking;
  • Company Interest Checking;
  • Just Company Checking.

2 Other Deposit Accounts

You can expect extra deposit records to aid your clients’ needs or even better assistance manage income:

  • Escrow Manager;
  • Interest on Lawyer Trust Accounts;
  • Sweep Services;
  • Zero Balance Accounts.

3. Savings and Cash Marketplace

Earn significantly more with a cost cost cost savings or cash market account:

  • Company Monster Cash Marketplace;
  • Company Money Market;
  • Business Merely Savings.

4. Certificates of Deposit (CDs) and CDARS

Earn significantly more with Certificates of Deposit or invest a large amount and retain FDIC protection with CDARS.

5. Overdraft Protection

Cardinal Bank provides options for overdraft security to simply help avoid moments that are embarrassing costs with Overdraft Protection personal credit line or Savings/Money marketplace Overdraft Transfer.

6. Business Insurance

Company Insurance Services Available Include:

  • Property Coverage – Buildings, Business Personal Property, Computer Gear;
  • Pro Liability – Errors and Omissions, healthcare Malpractice, Directors and Officers obligation;
  • General Liability – Premises and Operations, Accidental Injury, Fire Harm, Employment Techniques Liability;
  • Commercial Cars;
  • Worker’s Compensation;
  • Employee Benefits – Major Healthcare, Impairment, Dental, Group Lifetime, Key Worker Life Insurance Coverage, Voluntary Life Insurance Policies;
  • And much more.

401(k) Plans

Unless your organization has knowledgeable and experienced people who are aimed at handling your worker your your retirement plan, you should look at hiring an advisor that is financial focuses on 401(k) plans and it is as aimed at your preferences when you are to your staff. All k that is 401( plans have the same basic goal – to serve being your retirement cost cost savings policy for workers. Nonetheless, there are numerous 401(k) plan designs that suit an array of certain business requirements. The 401(k) advisor’s part is always to assist you to set reasonable expectations, choose the best suited plan, then handle most of the components on a continuing foundation to aid make sure a successful strategy.

A powerful 401(k) advisor is a lot like a mentor, coordinating the task of the with certain expertise in some areas. That you select someone who can manage the whole, rather than just certain parts since you have the overall responsibility for all the various plan functions, it is important.

Keeping a proper your your your retirement arrange for your business usually appears like a disheartening task – especially if you think about anything else that goes in operating a business that is successful. It’s one of our specialties for us at Raymond James. Generally speaking, the part of the 401(k) consultant could be segmented into:

  • Developing a retirement that is overall strategy with particular objectives to achieve success;
  • Evaluating and picking the appropriate providers to your requirements;
  • Reviewing the master plan design conditions such as for instance matching share formulas, revenue sharing allocations, etc.;
  • Assisting within the design regarding the investment policy declaration (IPS) to greatly help minmise your fiduciary obligation;
  • Handling the execution and change to brand new providers;
  • Serving given that contact that is primary all aspects of plan servicing;
  • Offering ongoing plan reviews;
  • Handling worker investment and communication training;
  • Educating plan individuals about plan circulation alternatives, offer retirement cash movement analysis, and, whenever necessary, check with retirees investment asset allocation that is regarding.

When you yourself have any concerns linked to our bank, please go ahead and call us to learn more or to schedule a consultation!